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Bridging Finance

Short term lending that is tailored to you

Bridging Loan Experts

Short term finance can be used for a number of circumstances and can generally be arranged quickly.  We have access to hundreds of lenders offering bespoke finance that is tailored to suit your requirements.  We cover all circumstances and property types.

Our approach helps ensure that we get the best rates in the market for your specific needs. We provide full support throughout the process, so that arranging and drawing down funds is as transparent and as smooth as possible.

FACT FIND

AIP

VALUATION

OFFER

LEGALS

FUNDED

Types of Finance
  • 1st, 2nd and 3rd Charge
  • Residential
  • Semi-Commercial & Commercial
  • Land Purchase
  • Development Exit
Scenarios
  • Light & Heavy Refurbishment
  • Purchase / Broken Chain
  • Refinance / Rebridge
  • Capital Raise
  • Auction purchase
Criteria
  • Up to 85% LTV (single asset)
  • Up to 100% LTV (additional security)
  • Terms up to 36 months
  • Loans from £25,000
  • No Exit Fee
Purchase / Light Refurb
  • Up to 85% LTV
  • 1% – 2% Product Fee
  • Up to 100% Below MV
  • Rates from 0.43% pcm
Heavy Refurb
  • 75% LTV plus interest & 100% of build cost
  • 1% – 2% Product Fee
  • Up to 70% of GDV
  • Rates between 0.5% – 0.95% pcm
Land Purchase
  • Up to 70% LTV
  • 2% Product Fee
  • Rates from 0.6% pcm (with planning)
  • Rates from 0.9% pcm (without planning)
Despite all the complexities, (FinSpace) were able to secure a lender to enable us to commence our project immediately.
TR
You picked me up at a point of maximum panic and guided us through to a fair conclusion with patience and understanding. Thank you.

JP